Wealth Management

Wealth management (WM) refers to financial advisory services to help clients sustainably grow their wealth by incorporating investment management, financial planning, and risk mitigation strategies.

Any Bangladeshi Individual (over 18 years old) /Institution/Company/Provident Fund/Gratuity Fund/Trust /self-employed professional can avail our Wealth Management (WM) services.

Financial planning is an ongoing process that looks at your entire financial picture to create strategies for achieving your short- and long-term goals. It can reduce your stress about money, support your current needs and help you build a nest egg for your long-term goals, like retirement.

We will assess your age, gender, profession, income, wealth, marital status, family size, risk appetite, and risk tolerance and provide customized financial advisory services according to your financial capacity and goals. This includes but is not limited to Monthly Investment Schemes (MIS), Cap Guarantee Edge, Government Securities, Bonds, financial planning, succession planning, etc.

Yes, you will get tax rebate facilities on the capital market investment portion only.

Monthly Investment Scheme (MIS) is a systematic investment strategy where you deposit a certain amount of money each month to our omnibus beneficiary account. Our experienced wealth managers will invest your money in the capital market and money market instruments. MIS is a technique to accumulate, protect and enhance your wealth.

The investment horizon will be 3 years.

It is impossible to generate a fixed return from the capital market. However, risk can be managed with effective wealth management techniques irrespective of the market conditions. Taka averaging investing method and long-term investment horizon make investors’ wealth less risky and have higher upside potential. Moreover, investments in fixed-income instruments provide some hedge against loss in investment in equity securities.

Yes, you can withdraw your investment at any time, subject to market liquidity. It may take a minimum of 5 (Five) working days to transfer the amount. However, our investment strategy is structured around long-term investment, and early exits might yield inadequate returns.

• Wallet Friendly Deposit Amount
• Habit of Investing
• Added Tax Benefits
• Power of Compounding
• Defy Market Volatility
• Step up investment plan facility

• Students
• Salaried persons
• Self-employed professionals
• Provident Funds/Gratuity Funds/Trust
• Institutions/ Corporate Account holders

Cap Guarantee Edge is a debt-focused investment scheme where your principal is shielded from any losses. Any losses experienced in your investment will be absorbed by us. We will invest your money in government securities, Coupon Bearing Bonds, Zero-Coupon Bonds, and value-based equity securities.

The minimum investment horizon will be 3 years from the date of the first investment. However, if you want to encash your fund before the prescribed maturity, you will not get any capital guarantee shield. Your return will be dependent on the liquidation value of your fund.

• Protection of your principal investment amount
• Investment in Debt and Long-Term value investing strategies are expected to generate higher returns compared with Fixed Deposit rates of Financial Institutions
• Added Tax Benefits
• Continuous Risk Management & Monitoring
• Asset protection for major changes in life

A bond represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an I.O.U. between the lender and borrower which includes the details of the loan and its payments.

• Higher risk-adjusted return compared to Fixed Deposit Rate of Banks
• Flexible Repayment Structure
• Lower Advance Income Tax Rate
• Tax Exemption on Zero Coupon Bond
• Regular Income Source
• Portfolio Diversification